Traverse City Mortgage Lender

It’s our goal to do mortgages better, faster, and smarter! Every home loan is a chance for us to go above and beyond by tailoring our services and leveraging our expertise. We take pride in providing exceptional customer service and equipping all kinds of homebuyers, while investing in tools to help you become an enlightened homeowner. As a lender with one of the strongest pre-approvals in Michigan, having a trusted Loan Officer from Treadstone makes a difference. 


Traverse City Loan Officer

Kalamazoo Team

Front of Shop

  • Chris Manocke
  • James Langworthy
  • Kris Rogers
  • Mark Steeby

Behind the Scenes

  • Amy Drobeck
  • Kari Marcial

Stop By & Say Hi!


310 W Front Street, Suite 207

Traverse City, MI 49684

Traverse City Home Loan Programs

Northern Michigan home buyers have a variety of loan options available, including conventional loans, government loans, and other programs. Below are some of the available choices, each with their own set of qualifications and requirements.

woman working from home with dog

Treadstone Advantages for Traverse City Buyers

To become a top mortgage lender in Michigan, it takes time and effort. We have worked tirelessly for years to ensure that the mortgage process is seamless and hassle-free. Whether you are a first-time home buyer or a current homeowner, we provide services, tools, and resources that extend well beyond the closing date.

Explore the Best of Kalamazoo

With big city amenities and a small-town feel, we’ve planted our roots deep in the fabric of Kalamazoo. It’s a city on the move, with plenty of beer along the way!


Explore the Best of
Traverse City

The charm of downtown Traverse City is unmatched, and it doesn’t get much more beautiful than this in Michigan.

Traverse City FAQs

Contact a Loan Officer in Traverse City to get started! Our pre-approval is your key to start hunting for homes— typically, you can’t start your home search without a mortgage pre-approval. The best part? It’s free!

Interest rates for home loans in Traverse City can be as volatile as gas prices, changing daily and even hourly at times. To give you an idea of interest rate trends, take a look at the following overview.

It’s important to keep in mind that individual interest rates are influenced by a variety of factors, such as the broader economic market or your personal credit history. The rates listed below are not a direct quote, and your rate is likely to differ. 

Residential homes are the only type of property that Treadstone Funding finances, making our service and knowledge far better than corporations who juggle other forms of financing. Plus, our staff is comprised of locals who love what they do!

Read more about what makes Treadstone one the greatest mortgage lenders in Michigan.

Yes, you can purchase a home with a 0% down payment by using an RD or VA loan! While RD loans are reserved for homes in rural areas (which includes all of Traverse City), only veterans, active military members, or their surviving spouses can use VA loans. Additionally, Treadstone has down payment assistance options to get your closing costs and down payment close to zero. Read more about zero-down loans!

Yes, it is possible to buy a home with past bankruptcies or financial trouble. Treadstone can help you make an expert plan make homeownership a possibility.

Find out how to qualify for a home after financial hardship!

With a small population around 15,000 people, Traverse City offers a quiet, outdoor-focused lifestyle with a relaxing charm. Residents can choose from downtown condos to rural homes to enjoy warm summers and snow-packed winters.

While it may be known for its wine tasting in the summertime, Traverse City also has beautiful beaches, events, great food, and plenty of things to do throughout the year. During the colder months, skiing, snowboarding, ice fishing, and snowmobiling are popular activities.

Traverse City is an outdoors paradise, and the cost of living remains low without sacrificing common big city amenities. A thriving economy and serene atmosphere make northern Michigan a perfect place to call home for families, working professionals, and retirees alike.

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