FHA Loan

Federal Housing Administration

Are you self-employed, a first-time home buyer, or a borrower with non-traditional credit? An FHA Loan may be perfect for you. FHA Loans have no income limits, no geographic restrictions, and have liberal qualification requirements. Typically, FHA also offers a lower down payment, lower monthly insurance premiums, and lower closing costs.

If you are looking for a lower down payment option, check out our RD or VA Loans which require no down payment.

Specialty Loan Options: 2-1 Buydown, Bridge Loan, Condo Loan, Down Payment Assistance, FHA 203K Renovation Loan, HUD Loan, & Manufactured Home Loan

  • Lower credit scores allowed
  • Down payment can be a gift from acceptable sources
  • 3.5% down payment plus closing costs and prepaids
  • Allows seller contributions towards buyer closing costs and prepaids

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