Manufactured Home Loan

Single & Double Wide

Manufactured homes provide the stability and comfort of a traditional home, but at more affordable prices. These unique types of homes are typically built in a factory then transported to their site. Financing manufactured homes utilizes other standard loan types, but with a specific set of qualifications.

Whether you’re looking for a single wide or a double wide, Treadstone has options available for both. Manufactured homes must be on land (not in a mobile home park or association), and single wides must have been built after June 16, 1976, and double wides after 1978. Homes that have been moved from their original site may qualify for some conventional loans with an engineer’s inspection.

Available With: Conventional Loan, FHA Loan, RD Loan, & VA Loan

  • Purchase or Refinance
  • $75,000 minimum loan amount
  • Minimum credit score of 640
  • Must have title available
  • HUD tags must be attached

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