New Loan, Better Terms


What is refinancing? Simply put, it’s getting a new mortgage to replace your current one. When you refi, your new loan will be paying off your original loan while your new monthly payment will be based on the new rate and terms you lock-in.

One type of refi is a cash-out refinance. The maximum loan amount for this type of refi is 80% of the appraised value of your home. This product allows you to capitalize or “cash in” on the equity you’ve built, then use it toward cool things like college tuition, weddings, a new car, and more.

With interest rates slashed, now’s the time to refi and achieve lower monthly payments. And we’re the lender that’s here to make it easy, so talk with one of our crew members today and start the process!

  • Can be used to eliminate mortgage insurance
  • Can shorten the term of your loan (example: 30 year to a 15 year)
  • Can often lower your monthly payment
  • Can refinance from an adjustable rate to a fixed rate
  • Eliminates private mortgage insurance (PMI)
  • Can cash out equity from home for large expenses

Read More On...

Down payment requirements, closing costs, and loan amounts are for illustrative purposes only; subject to credit qualification, not all applicants may qualify. Not a commitment to lend. Not affiliated with or endorsed by any government institution. Please contact us for an exact quote and for more information on fees and terms.

Treadstone Funding propelled by Neighborhood Loans NMLS 222982 “Illinois Residential Mortgage Licensee No. MB.6759826.  For licensing information, go to