Home Buyers

Ready to begin your mortgage journey?

Ready to begin your mortgage journey?

Educated Home Buyers
Are Savvy Home Buyers

At Treadstone, we’re not just looking to get people into houses; our goal is to set them up to be successful homeowners. One of the ways we like to do this is by sharing our knowledge! From updates on the newest loan programs, and tools to monitor your equity, to educational classes on a range of fun topics, and city guides featuring incredible businesses and fun experiences around West Michigan.

The Home Buying Process

From pre-approval to closing, and beyond, we’re with you every step of the way. We’ll walk you through all the intricacies of financing a home, ensuring that the process happens with you, not to you. We’ll keep you informed at each step, and help you navigate the path to homeownership with confidence and ease.

The Home Buying Process

From pre-approval to closing, and beyond, we’re with you every step of the way. We’ll walk you through all the intricacies of financing a home, ensuring that the process happens with you, not to you. We’ll keep you informed at each step, and help you navigate the path to homeownership with confidence and ease.

First Time Home Buyers

Buying your first home is a huge investment for your future. At Treadstone, we’re dedicated to making the process seamless and stress-free! While the journey can be both exhilarating and daunting, we’re here to guide you every step of the way, ensuring you don’t overextend financially. Our aim is to empower you as a successful homeowner by providing informed guidance and transparency throughout the entire process.

Building Wealth Through Home Ownership

Your home is your biggest investment and source of wealth accumulation. Learning to strategically manage your home and take advantage of your equity can help pay for your children’s education, a wedding, pay off debt, buy a second home, or invest in additional real estate. The options are limitless.

Explore Michigan

Grand Rapids

Lakeshore

Northern Michigan

And More

Who Do We Work With?

We focus developing genuine relationships with our clients. That means whether you’re a first-time buyer or an avid renovator, we walk alongside you to select the loan that fits your needs—and sticks to your budget.

It’s the most terrifying, liberating, mind-boggling, rewarding, and fulfilling experience of your life. But don’t worry, we do this every day! We won’t let you buy anything you can’t afford because our goal isn’t just to make our clients homeowners—but make them successful homeowners. We’ll prepare and inform you throughout every phase of the process, so there are no surprises. And we’ll keep in touch after you close to help with any mortgage-related questions. It’s like brain surgery—scary to most but not to the surgeon. Mortgages are the same for us—scary for most, but we do this every day! We gotcha!

 

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To us, you’re a superhero! You’ve voluntarily served our country to preserve the freedoms we all enjoy, so to give you anything short of a fantastic home buying experience is unacceptable. There’s a perception out there that VA loans are complicated and hard to close—not true! We work hard to close VA loans as quickly and seamlessly as conventional loans. We advocate for you with the seller’s agent to ensure your loan is looked at no differently than any other. It’s our turn to serve you!

 

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Why is “The Art of Passive Income” not taught in every high school in America? Here at Treadstone, we are incredibly passionate about real estate investment and train all our employees who want to learn. Most of our loan officers are active investors themselves and love to help others begin—or continue—their journey in real estate investing. So, whether it’s your first rental property or your 10th—we’re here to help!

 

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You’ve been around the block a few times (so to speak). You know mortgage terminology and (almost) everything about the home buying process. But, that doesn’t mean we can’t make things better. Even if you know what you need—and exactly what you’re searching for—we’ll make it that much easier.

 

CONNECT WITH A PRO   

Buying a home as a self-employed worker is possible through Treadstone. You can access the same loan programs as traditional borrowers, including Conventional, FHA, USDA, and VA Loans. While the application process may require additional documentation to demonstrate steady income, proper preparation and the right lender can streamline the process. Don’t let being self-employed hold you back from owning a home – with our assistance, your dream home is within reach!

 

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If you’ve been dreaming about a cabin in the woods, a cottage on the lake, or a fishing lodge on the river, we’d love to make that dream a reality. Purchasing a second home is easier than you think, and there are so many creative, out-of-the-box ways to finance one—we’ve seen and done them all! You can purchase a second home with only 10% down or a 30-year mortgage. So call and get it checked off your bucket list!

 

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New to GR? Let us show you around town! We’ll act as your perfect tour guide, giving you the ins and outs while helping you land the right place to settle in and make roots.

 

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Home Loan Programs

Treadstone offers a wide variety of home loans in Michigan. You’re welcome to read up below, or contact a Loan Officer (hint: they’re experts!).