Buy a Home with No Money Down in Michigan in 2024

June 28, 2022

The number one obstacle when it comes to buying a home for most Americans is lack of down payment. We know saving for a down payment can seem daunting, but at Treadstone, we offer numerous loans with low down payment options, and even a couple with zero down payment! Our team can help you find […]

Why Pre-Approvals for Mortgages are Important for Home Buyers in 2024

June 14, 2022

What Is a Pre-Approval? Pre-approvals are simple and easy, but they’re a heavy-hitter when you’re shopping for Michigan homes. Simply put, a pre-approval is when we check (and double-check) your qualifications for a potential home loan, and give you the green light to move forward with a home purchase. No more guessing! During the pre-approval […]

Don’t Keep Your House Hunting a Secret!

April 26, 2022

House Hunting Tip! With the low inventory right now, we know that finding a home can be difficult. One tactic for combating this is spreading the word to everyone one you know that you are looking for a home. The more people you talk to, the more people you have on your side. Word of […]

2022 Millennial Homeowner Trends — More Sales Coming!

April 19, 2022

Millennials are Taking the Market by Storm While millennials (aged 26-41) were slower to buy their first home than previous generations, it’s no secret that they are currently taking over the housing market. Millennials account for 43% of all home buyers so far in 2022 — more than any other generation. Like previous generations, millennials […]

5 Tips for a Seamless Mortgage Process

March 28, 2022

Anyone who watches shows about real estate sees the glam—the house hunting, the cocktails at trendy downtown bars with the Realtor, the lender calling to happily tell the clients that their financing came through. You may even see two hunks coming over to do all of your renovations and design. Although some of these aspects […]

Michigan First-Time Home Buyer Savings Program

March 22, 2022

At a glance: 50% of home buyers save for five years prior to their first home purchase. As a benefit of recent legislation, Michigan residents can save for a down payment for their first home, using a tax-free savings account, using the Michigan First-Time Home Buyer Savings Program. Savings accounts can be opened at a […]

How to Qualify for a Mortgage with Debt

March 5, 2022

Many people think that it is impossible to buy a house if you have debt. That is simply not true! Everyone has debt! It’s the type and amount of debt you have that will influence mortgage qualification. When it comes to personal debt and getting a mortgage, the main considerations are: How much debt do […]

The Threat of Skimpflation & How Treadstone Does Things Differently

January 31, 2022

What is Skimpflation? While inflation has been at the center of discussion and news headlines, a more subtle phenomenon may be be even more frustrating to consumers. The unique economic situation with inflation driving up costs for both businesses and consumers, in tandem with the shortage of labor, has led to skimpflation. Recently defined and […]

Why Waiting to Buy Could Cost You

December 8, 2021

Since March 2020, the housing market has changed considerably. Buyer demand coupled with low inventory drove up competition and home values, ushering in questions regarding the stability of the market. As we approach 2022, the reality of a crash has gone unfounded, and would-be buyers who were counting on home prices dropping have yet to […]

Homebot: A Home Value Tool for Owners to Track Equity & Options

November 10, 2021

What is Homebot? Designed to empower homeowners with valuable information about their home value, equity, and other real estate options – Homebot is a tool that enables homeowners to track and understand the wealth they are building in their real estate.   For most Americans, our homes are our single largest and most lucrative investment, […]