• Getting a Mortgage with Commission Income

    Getting a Mortgage with Commission Income

    November 5, 2021

    Most people know that to qualify for a mortgage to buy a house, a borrower will need to prove their monthly income. This concept isn’t as easy as it sounds if you are paid on commission. Luckily, most mortgage Loan Officers in Michigan are also paid on commission, making them familiar with the process and […]

  • Difference Between Mortgage Insurance (PMI&MIP) & Home Insurance

    Difference Between Mortgage Insurance (PMI&MIP) & Home Insurance

    October 27, 2021

    For new homeowners, navigating the home buying process, there are so many new terms that can be confusing. One of the most confusing things clients encounter are the different types of mortgage and home-related insurance – Private Mortgage Insurance (PMI), Mortgage Insurance Premium (MIP), Mortgage Protection Insurance, and Homeowners Insurance. With similar monikers, no wonder […]

  • Mortgage Qualification After Bankruptcy: Rules, Timelines, & Information

    Mortgage Qualification After Bankruptcy: Rules, Timelines, & Information

    October 20, 2021

    People file for bankruptcy for a variety of reasons both personal and business. Although there are many rules regarding bankruptcy and home buying it is still possible to purchase a new home if you have filed for or gone through bankruptcy in the past. We discussed the topic with some of our licensed Loan Officers […]

  • Treadstone Mortgage: Crypto-Friendly Lender in Grand Rapids

    Treadstone Mortgage: Crypto-Friendly Lender in Grand Rapids

    September 30, 2021

    Cryptocurrency has been all the rage, and it has taken the market by storm over the last year. While there is speculation surrounding it, roughly 60 million Americans own some form of crypto and an increasing number of major institutions are choosing to accept it. Entire countries have even declared it their national currency. Although […]

  • Updater: All Your Moving Needs in One Place

    Updater: All Your Moving Needs in One Place

    August 25, 2021

    Moving can be one of life’s most stressful events and entails much more than just the physical act of moving. It’s the little things that make your new home livable that can easily be overlooked in the craziness of a move – especially for a new homeowner who may not have experience with all the […]

  • What you Should Know About Today’s Housing Market

    What you Should Know About Today’s Housing Market

    July 20, 2021

    As home prices rise at unprecedented rates, some are wondering, “are we in a housing bubble?” Although memories of the 2008 market crash have induced skepticism, the simple answer is no. There are a multitude of factors differentiating today from 2008 that indicate the housing market is nowhere near collapse. So, if it’s not a […]

  • Tips to Getting your Offer Accepted

    Tips to Getting your Offer Accepted

    June 21, 2021

    The housing market in many parts of the country is red-hot. With limited inventory and an influx of buyers taking advantage of the low interest rates, the market has seen an unprecedented level of competition. The Grand Rapids market is certainly no exception. The competition can feel daunting especially when homes sell for over asking […]

  • Summer Projects to Increase your Home’s Value

    Summer Projects to Increase your Home’s Value

    June 11, 2021

    It’s officially Summer in West Michigan! For homeowners, the warmer weather means it’s time to get outside and tackle the projects and repairs that were put off during the Winter. It’s also arguably the best time to invest in your home’s exterior, yard, and outdoor spaces. When done right, outdoor spaces can be a personal […]

  • Debt Consolidation Refinance – A Mortgage Option For Lowering Your Bills

    Debt Consolidation Refinance – A Mortgage Option For Lowering Your Bills

    May 10, 2021

    With today’s low interest rates, refinancing your mortgage has been all the rage. Lowering your monthly mortgage payment seems like a no-brainer, but did you know you can consolidate your debt by refinancing too? If you have steady and predictable income but want to save money and make paying off your debt simpler, a debt […]

  • Marriage or Mortgage – Why Not Have Both?

    Marriage or Mortgage – Why Not Have Both?

    April 5, 2021

    Netflix’s newest reality hit, Marriage or Mortgage, showcases couples having to choose between two of most peoples’ biggest milestones and financial transactions – a mortgage and a wedding. The show has left many people pondering how to spend their hard-earned savings: on a down payment for a home or the ‘instragrammable’ wedding of their dreams. […]