• USDA Loan Requirements & Guidelines for 0% Down Mortgages

    USDA Loan Requirements & Guidelines for 0% Down Mortgages

    December 8, 2023

    What are the Core Requirements for a USDA Loan? Longing for a life rooted in rural homeownership? Discovering the core requirements for a USDA Loan is your first step. USDA Loans, backed by the United States Department of Agriculture, require specific criteria for eligibility. To qualify, applicants must meet income limits, reside in designated rural […]

  • USDA vs FHA Loans – Comparing Requirements & Benefits

    USDA vs FHA Loans – Comparing Requirements & Benefits

    December 8, 2023

    If you’re heading into homeownership, it’s important to understand the nuances of mortgage options, including the ins and outs of FHA (Federal Housing Administration) and USDA (United States Department of Agriculture) Loans. These government-backed loans serve different purposes, from accommodating a broad range of borrowers to catering specifically to those in rural areas, and it’s […]

  • The Local’s Guide to Moving to Grand Rapids

    The Local’s Guide to Moving to Grand Rapids

    December 1, 2023

    Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days.  Not to mention, buying a home is a costly commitment, so it’s important to find the right place. Grand Rapids is one of those cities that offers something for everyone. […]

  • 2024 Michigan Property Tax Millage Rates by County

    2024 Michigan Property Tax Millage Rates by County

    November 2, 2023

    From the mortgage and interest rates to the price of property taxes, there are plenty of expenses to factor in when it comes to homeownership — some with more complexities than others. The cost of property taxes in Michigan is subject to considerable variation depending on the county in which a property is located. Each […]

  • 2-1 Buydown Explained: Buy Down Interest Rate in Michigan

    2-1 Buydown Explained: Buy Down Interest Rate in Michigan

    October 23, 2023

    2-1 Buydowns are now available for Conventional and Government Loans in Michigan! We love finding new ways to “wow” our clients and get creative with our deals. We’re excited to offer this new option for home loans and give a unique advantage to buyers and sellers alike! TABLE OF CONTENTS: What is the 2-1 Buydown? […]

  • A Simple Explanation: The Difference between Fannie Mae & Freddie Mac | Treadstone Funding

    A Simple Explanation: The Difference between Fannie Mae & Freddie Mac | Treadstone Funding

    October 19, 2023

    Freddie Mac and Fannie Mae are critical pillars in the mortgage market. These publicly traded companies are sanctioned by the US government and are responsible for establishing standardized guidelines for mortgage lending through “conforming” Conventional Loans, ensuring they meet specific criteria. These standards not only maintain consistency but also help regulate the mortgage market. Both […]

  • Non-Occupant Loans for Kiddie Condos and Joint Ownership

    Non-Occupant Loans for Kiddie Condos and Joint Ownership

    October 9, 2023

    Buy a Home With Friends or Family Thinking about buying a home but feeling the weight of those mortgage figures? Consider diving into the realm of homeownership with friends or family — sort of like phoning a friend to help you answer a tough question on “Who Wants to be a Millionaire?” As long as […]

  • Step-by-Step Guide to MSHDA Down Payment Assistance

    Step-by-Step Guide to MSHDA Down Payment Assistance

    October 8, 2023

    Understanding Michigan’s Mortgage Assistance Programs Buying a home doesn’t have to be out-of-reach, even if you’re attempting to secure a mortgage with a smaller income. Michigan’s mortgage assistance programs aim to make homeownership more accessible for low-to-moderate income residents. These programs offer various benefits, from down payment assistance to flexible financing.   What is a […]

  • How to Buy a Foreclosure in Michigan

    How to Buy a Foreclosure in Michigan

    October 6, 2023

    If you’re looking for a more affordable path to becoming a homeowner, purchasing a foreclosure might be for you. From uncovering the process and strategies to understanding the risks, it’s important to explore the realm of foreclosures before diving in, so you can make informed decisions before making any commitments.   How to Find Foreclosed […]

  • Will Interest Rates Go Down in 2024?

    Will Interest Rates Go Down in 2024?

    October 6, 2023

    In the ever-evolving world of real estate and finance, one question consistently rears its head: Will interest rates for mortgages go down? While the answer is never set in stone, and there are intricate dynamics behind interest rates, we can still shed light on the outlook with a rates forecast.   Will Mortgage Interest Rates […]