• Current Mortgage Interest Rates in Michigan — 2022

    Current Mortgage Interest Rates in Michigan — 2022

    November 16, 2022

    What Are Today’s Home Interest Rates in Grand Rapids? Below is a mortgage interest rates chart* for rate trends in Grand Rapids, Michigan:   *Displayed interest rates represent industry trends, and do not represent rates offered by Treadstone Funding or Neighborhood Loans. For an accurate, up-to-date quote on mortgage rates, please talk to a licensed […]

  • How to Get Down Payment Assistance in Michigan — 2023 Buyers

    How to Get Down Payment Assistance in Michigan — 2023 Buyers

    November 7, 2022

    Want to become a home owner, but you’re short on funds for the necessary down payment or closing costs? We have down payment assistance options available for Michigan home buyers to help get you across the finish line! These programs range from state-sponsored programs and grants to local municipalities and non-profits, and also include programs […]

  • Your Guide to Buying a Home After Bankruptcy, Foreclosure, or Short Sale

    Your Guide to Buying a Home After Bankruptcy, Foreclosure, or Short Sale

    November 1, 2022

    We get it. Sh*t happens! Emergency expenses, job loss, health issues, even global pandemics—anything can cause financial hardship. Treadstone is proud to help folks going through financial hardship get back into their normal rhythm, and back into their own home. As we like to say: onward and upward! No matter your situation, we’re here to help. We […]

  • How to Protect your Home During the Winter Months

    How to Protect your Home During the Winter Months

    October 24, 2022

    The home buying process doesn’t exactly end at closing, it simply transitions into the home owning process! Depending on where you live and how extreme the winter season is, there are useful tips and tricks to help protect your biggest and newest investment—your home. West Michigan Buyers who purchase in the late fall are often […]

  • How to Improve Your Credit Score Before Buying a Home

    How to Improve Your Credit Score Before Buying a Home

    October 11, 2022

    Why is Your Credit Score Important for Mortgages? Lenders estimate your ability to pay back money borrowed based on your credit score. A high credit score can result in a lower interest rate and save you thousands of dollars in interest paid over the life of the loan. At a glance, credit scores measure your […]

  • 2-1 Buydowns Now Available for Michigan Conventional Loans

    2-1 Buydowns Now Available for Michigan Conventional Loans

    September 12, 2022

    2-1 buy downs are now available for conventional loans in Michigan! We love finding new ways to “wow” our clients and get creative with our deals. We’re excited to offer this new option for home loans and give a unique advantage to buyers and sellers alike! TABLE OF CONTENTS: What is the 2-1 buydown? How […]

  • What is the Opt-Out Pre-Screen and How to Opt-Out in 2022

    What is the Opt-Out Pre-Screen and How to Opt-Out in 2022

    August 17, 2022

    At Treadstone, nothing makes us more frustrated than the fact that pulling a client’s credit report gives the 4 major credit bureaus the legal right to sell your information to other companies. You will also experience this when you open a credit card or finance a new car. Don’t worry—they don’t get your social security […]

  • Buy a Home with No Money Down in Michigan in 2022

    Buy a Home with No Money Down in Michigan in 2022

    June 28, 2022

    The number one obstacle when it comes to buying a home for most Americans is lack of down payment. We know saving for a down payment can seem daunting, but at Treadstone, we offer numerous loans with low down payment options, and even a couple with zero down payment! Our team can help you find […]

  • Why Pre-Approvals for Mortgages are Important for Home Buyers in 2022

    Why Pre-Approvals for Mortgages are Important for Home Buyers in 2022

    June 14, 2022

    What Is a Pre-Approval? Pre-approvals are simple and easy, but they’re a heavy-hitter when you’re shopping for Michigan homes. Simply put, a pre-approval is when we check (and double-check) your qualifications for a potential home loan, and give you the green light to move forward with a home purchase. No more guessing! During the pre-approval […]

  • Home Owner’s Guide <br> to Gardening

    Home Owner’s Guide
    to Gardening

    May 18, 2022

    It’s finally warming up in Michigan so that means it’s planting season! Gardens add so much life, color, and character to your home—not to mention it’s a major curb appeal boost. Personalizing your home’s outdoor landscaping is also a great way to encourage you to spend more time outdoors this summer. We know not everyone […]