• USDA Eligibility Map

    USDA Eligibility Map

    March 7, 2024

    How to Qualify for a USDA Loan in Michigan? If you’re being pulled toward the attractive features of a USDA Loan, whether it’s the competitive interest rates or zero down payment opportunities catching your eye, it’s important to pinpoint your rural development eligibility before moving forward in the loan approval process. Eligible borrowers and their […]

  • USDA Appraisal & Inspection Requirements

    USDA Appraisal & Inspection Requirements

    March 7, 2024

    When navigating the home-buying process, understanding appraisal and inspection requirements can be crucial, especially for those interested in a USDA Loan— specifically the Single Family Housing Guaranteed Loan Program. This article will guide you through what is needed and when these elements surface in the home-buying process.   What is a USDA Loan? USDA Loans […]

  • The House Hacking Strategy, Explained

    The House Hacking Strategy, Explained

    March 7, 2024

    The House Hacking Strategy, Explained In a real estate landscape often dominated by hefty interest rates, daunting down payments, and generally towering housing costs, house hacking is a game-changer. Basically, house hacking is when you buy a multi-family or single-family house and you live in one unit or room, renting out the remainder of the […]

  • The Best Loan Programs in Michigan for First Time Homebuyers

    The Best Loan Programs in Michigan for First Time Homebuyers

    March 7, 2024

    Are you a first-time homebuyer exploring your options in Michigan? If so, you might be sifting through a sea of loan programs, down payment assistance options and requirements, minimum credit score parameters, Michigan home buyer incentives, interest rates, and pre-approvals, all on the quest to find the best loan program for you. The ins and […]

  • The Best Homeowner Tax Deductions To Save You Money

    The Best Homeowner Tax Deductions To Save You Money

    February 27, 2024

    If you are already a homeowner or planning to become one soon, it is important to understand which tax deductions you might be able to take advantage of. While you might not be able to get your money back for every can of paint you buy to paint your walls with, there are some other […]

  • What Home Improvements Are Tax Deductible 2024?

    What Home Improvements Are Tax Deductible 2024?

    February 26, 2024

    If you’re planning an extreme home makeover because you think you’ll be able to write off some of your improvements on your taxes, you might want to pump the brakes a bit. In general, home repairs and renovations aren’t typically eligible for tax breaks, credits, or deductions. Although, as with most things tax-related, there are […]

  • USDA Income Limits for 2024

    USDA Income Limits for 2024

    January 25, 2024

    USDA income limits determine eligibility for Rural Development Home Loans. Updated annually, these limits vary by location and family size. Changes reflect shifts in median incomes, ensuring assistance reaches those with financial need to promote the program’s goal of promoting sustainable rural communities in West Michigan and the rest of the country.   Who Qualifies […]

  • USDA Loan Calculator for Zero Down Payment

    USDA Loan Calculator for Zero Down Payment

    January 25, 2024

    Understanding what your monthly mortgage payment will cost helps you plan your budget and prepare for homeownership. Using a loan calculator that accounts for the entire loan cost with no down payment will give you a more accurate idea of what your payments might look like.   What is a USDA Loan? A USDA Rural […]

  • Understanding and Disputing Property Taxes in Michigan: A Comprehensive Guide

    Understanding and Disputing Property Taxes in Michigan: A Comprehensive Guide

    January 19, 2024

    Whether you’re a new homeowner or have been settled in your home for years, understanding property taxes is crucial for managing your finances effectively. In Michigan, the nuances of property tax assessments and the available avenues for disputes can be particularly intricate. This guide aims to explain these processes, offering clear, step-by-step advice on evaluating […]

  • How to Use a Cash-Out Refinance to Pay Off Debt

    How to Use a Cash-Out Refinance to Pay Off Debt

    January 5, 2024

    Many people think that a mortgage refinance exists to lower your payment—although this is a popular reason to refinance when interest rates drop below where you are currently at, the most common reason to refinance is actually to save money by consolidating debt. For example—if you have credit card debt that increases monthly at a […]