• Why Pre-Approvals for Mortgages are Important for Home Buyers in 2022

    Why Pre-Approvals for Mortgages are Important for Home Buyers in 2022

    June 14, 2022

    What Is a Pre-Approval? Pre-approvals are simple and easy, but they’re a heavy-hitter when you’re shopping for Michigan homes. Simply put, a pre-approval is when we check (and double-check) your qualifications for a potential home loan, and give you the green light to move forward with a home purchase. No more guessing! During the pre-approval […]

  • Home Owner’s Guide <br> to Gardening

    Home Owner’s Guide
    to Gardening

    May 18, 2022

    It’s finally warming up in Michigan so that means it’s planting season! Gardens add so much life, color, and character to your home—not to mention it’s a major curb appeal boost. Personalizing your home’s outdoor landscaping is also a great way to encourage you to spend more time outdoors this summer. We know not everyone […]

  • Don’t Keep Your House Hunting a Secret!

    Don’t Keep Your House Hunting a Secret!

    April 26, 2022

    House Hunting Tip! With the low inventory right now, we know that finding a home can be difficult. One tactic for combating this is spreading the word to everyone one you know that you are looking for a home. The more people you talk to, the more people you have on your side. Word of […]

  • 2022 Millennial Homeowner Trends — More Sales Coming!

    2022 Millennial Homeowner Trends — More Sales Coming!

    April 19, 2022

    Millennials are Taking the Market by Storm While millennials (aged 26-41) were slower to buy their first home than previous generations, it’s no secret that they are currently taking over the housing market. Millennials account for 43% of all home buyers so far in 2022 — more than any other generation. Like previous generations, millennials […]

  • Michigan First-Time Home Buyer Savings Program

    Michigan First-Time Home Buyer Savings Program

    March 22, 2022

    At a glance: 50% of home buyers save for five years prior to their first home purchase. As a benefit of recent legislation, Michigan residents can save for a down payment for their first home, using a tax-free savings account, using the Michigan First-Time Home Buyer Savings Program. Savings accounts can be opened at a […]

  • The Threat of Skimpflation & How Treadstone Does Things Differently

    The Threat of Skimpflation & How Treadstone Does Things Differently

    January 31, 2022

    What is Skimpflation? While inflation has been at the center of discussion and news headlines, a more subtle phenomenon may be be even more frustrating to consumers. The unique economic situation with inflation driving up costs for both businesses and consumers, in tandem with the shortage of labor, has led to skimpflation. Recently defined and […]

  • Why Waiting to Buy Could Cost You

    Why Waiting to Buy Could Cost You

    December 8, 2021

    Since March 2020, the housing market has changed considerably. Buyer demand coupled with low inventory drove up competition and home values, ushering in questions regarding the stability of the market. As we approach 2022, the reality of a crash has gone unfounded, and would-be buyers who were counting on home prices dropping have yet to […]

  • Homebot: A Home Value Tool for Owners to Track Equity & Options

    Homebot: A Home Value Tool for Owners to Track Equity & Options

    November 10, 2021

    What is Homebot? Designed to empower homeowners with valuable information about their home value, equity, and other real estate options – Homebot is a tool that enables homeowners to track and understand the wealth they are building in their real estate.   For most Americans, our homes are our single largest and most lucrative investment, […]

  • Difference Between Mortgage Insurance (PMI&MIP) & Home Insurance

    Difference Between Mortgage Insurance (PMI&MIP) & Home Insurance

    October 27, 2021

    For new homeowners navigating the home buying process, there are so many new terms that can be confusing. One of the most confusing things clients encounter are the different types of mortgage and home-related insurance – Private Mortgage Insurance (PMI), Mortgage Insurance Premium (MIP), Mortgage Protection Insurance, and Homeowners Insurance. With similar monikers, no wonder […]

  • Treadstone Mortgage: Crypto-Friendly Lender in Grand Rapids

    Treadstone Mortgage: Crypto-Friendly Lender in Grand Rapids

    September 30, 2021

    Cryptocurrency has been all the rage, and it has taken the market by storm over the last year. While there is speculation surrounding it, roughly 60 million Americans own some form of crypto and an increasing number of major institutions are choosing to accept it. Entire countries have even declared it their national currency. Although […]