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Current Mortgage Interest Rates in Michigan — 2024
November 16, 2022
What Are Today’s Home Interest Rates in Grand Rapids? Below is a mortgage interest rates chart* for rate trends in Grand Rapids, Michigan. The rates below are for educational purposes only. Displayed figures indicate trends and are not rates offered by Treadstone Funding to any particular borrower, as interest rates are affected by factors including […]
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How to Get Down Payment Assistance in Michigan — 2025 Buyers
November 7, 2022
Want to become a home owner, but you’re short on funds for the necessary down payment or closing costs? We have down payment assistance options available for Michigan home buyers to help get you across the finish line! These programs range from state-sponsored programs and grants to local municipalities and non-profits, and also include programs […]
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Your Guide to Buying a Home After Bankruptcy, Foreclosure, or Short Sale
November 1, 2022
We get it. Sh*t happens! Emergency expenses, job loss, health issues, even global pandemics—anything can cause financial hardship. Treadstone is proud to help folks going through financial hardship get back into their normal rhythm, and back into their own home. As we like to say: onward and upward! No matter your situation, we’re here to help. We […]
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How to Protect your Home During the Winter Months
October 24, 2022
The home buying process doesn’t exactly end at closing, it simply transitions into the home owning process! Depending on where you live and how extreme the winter season is, there are useful tips and tricks to help protect your biggest and newest investment—your home. West Michigan Buyers who purchase in the late fall are often […]
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How to Improve Your Credit Score Before Buying a Home
October 11, 2022
Why is Your Credit Score Important for Mortgages? Lenders estimate your ability to pay back money borrowed based on your credit score. A high credit score can result in a lower interest rate and save you thousands of dollars in interest paid over the life of the loan. At a glance, credit scores measure your […]
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Buy a Home with No Money Down in Michigan in 2024
June 28, 2022
The number one obstacle when it comes to buying a home for most Americans is lack of down payment. We know saving for a down payment can seem daunting, but at Treadstone, we offer numerous loans with low down payment options, and even a couple with zero down payment! Our team can help you find […]
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Why Pre-Approvals for Mortgages are Important for Home Buyers in 2024
June 14, 2022
What Is a Pre-Approval? Pre-approvals are simple and easy, but they’re a heavy-hitter when you’re shopping for Michigan homes. Simply put, a pre-approval is when we check (and double-check) your qualifications for a potential home loan, and give you the green light to move forward with a home purchase. No more guessing! During the pre-approval […]
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Don’t Keep Your House Hunting a Secret!
April 26, 2022
House Hunting Tip! With the low inventory right now, we know that finding a home can be difficult. One tactic for combating this is spreading the word to everyone one you know that you are looking for a home. The more people you talk to, the more people you have on your side. Word of […]
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2022 Millennial Homeowner Trends — More Sales Coming!
April 19, 2022
Millennials are Taking the Market by Storm While millennials (aged 26-41) were slower to buy their first home than previous generations, it’s no secret that they are currently taking over the housing market. Millennials account for 43% of all home buyers so far in 2022 — more than any other generation. Like previous generations, millennials […]
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5 Tips for a Seamless Mortgage Process
March 28, 2022
Anyone who watches shows about real estate sees the glam—the house hunting, the cocktails at trendy downtown bars with the Realtor, the lender calling to happily tell the clients that their financing came through. You may even see two hunks coming over to do all of your renovations and design. Although some of these aspects […]