Marriage or Mortgage – Why Not Have Both?

April 5, 2021

Netflix’s newest reality hit, Marriage or Mortgage, showcases couples having to choose between two of most peoples’ biggest milestones and financial transactions – a mortgage and a wedding. The show has left many people pondering how to spend their hard-earned savings: on a down payment for a home or the ‘instragrammable’ wedding of their dreams. […]

How To Get A Mortgage When You’re Self-Employed

March 15, 2021

It’s no secret that the economy and workforce are changing. Right now, about 10% of the American workforce is made up of self-employed individuals. As this aspect of the workforce and economy changes, we wanted to break down what it takes for people who are self-employed, independent contractors, and business owners to get a mortgage. […]

The Do’s & Don’ts of the Home Buying Process

March 1, 2021

Considering that 87 percent of recent buyers financed their homes, most home buyers are likely to get a mortgage at least once in their lives. Just because most people go through the process, doesn’t make it simple or intuitive (NAR, 2020). That’s where highly trained Loan Officers come in – the one thing that people […]

Renting A Home or Apartment in Michigan

February 19, 2021

Renting can be a great step towards becoming a homeowner. It can teach you how to manage bills and give you some breathing room to save money for a down payment – renting can also give you the opportunity to live in an area before committing to purchasing a home there. However, depending on where […]

DACA Borrowers Are Now Eligible for FHA Financing!

January 25, 2021

The Federal Housing Administration (FHA) announced that it is permitting DACA Individuals to be eligible for FHA Mortgage Loans. DACA individuals, also known as dreamers, are those who are undocumented but were brought into the U.S. before their 16th birthday and were under the age of 31 when the classification was created in 2012. Treadstone […]

Tips to Getting Your Offer Accepted

January 20, 2021

For the most update to date version of this blog, click here. “How is the housing market during the pandemic?” This is the number one question clients have been asking us for the past 9 months. Although the last year has seen a lot of change, the housing market – like the stock market has […]

Bridge Loan Video Reel

December 11, 2020

The Treadstone Bridge Loan was designed to help buyers “bridge” the gap between buying and financing a new home, and selling their current home.

COVID-19 and the Rise of Home Improvements

December 7, 2020

Since the beginning of the COVID-19 pandemic, most people have been forced to spend more time at home—a lot more time at home. Our homes have become our gyms, our offices, our daycares, our movie theatres, and often, our classrooms. As what we need from our homes evolves, many Americans have become quite dissatisfied with […]

What is a VA Loan?

November 4, 2020

Treadstone offers US Veterans and surviving spouses, our VA Mortgage to purchase a home with zero down payment, no mortgage insurance, all at competitive interest rates.

Conventional Mortgages

November 2, 2020

So you want to buy a house? You probably know that you need to get a mortgage, but did you know that there are different types of mortgages? Different mortgage programs may offer different interest rates, mortgage insurance rules and regulations, credit and eligibility restrictions, and often times most important to buyers: down payment requirements. One […]