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DACA Borrowers Are Now Eligible for FHA Financing!
January 25, 2021
The Federal Housing Administration (FHA) announced that it is permitting DACA Individuals to be eligible for FHA Mortgage Loans. DACA individuals, also known as dreamers, are those who are undocumented but were brought into the U.S. before their 16th birthday and were under the age of 31 when the classification was created in 2012. Treadstone […]
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Tips to Getting Your Offer Accepted
January 20, 2021
For the most update to date version of this blog, click here. “How is the housing market during the pandemic?” This is the number one question clients have been asking us for the past 9 months. Although the last year has seen a lot of change, the housing market – like the stock market has […]
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Bridge Loan Video Reel
December 11, 2020
The Treadstone Bridge Loan was designed to help buyers “bridge” the gap between buying and financing a new home, and selling their current home.
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COVID-19 and the Rise of Home Improvements
December 7, 2020
Since the beginning of the COVID-19 pandemic, most people have been forced to spend more time at home—a lot more time at home. Our homes have become our gyms, our offices, our daycares, our movie theatres, and often, our classrooms. As what we need from our homes evolves, many Americans have become quite dissatisfied with […]
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What is a VA Loan?
November 4, 2020
Treadstone offers US Veterans and surviving spouses, our VA Mortgage to purchase a home with zero down payment, no mortgage insurance, all at competitive interest rates.
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Conventional Mortgages
November 2, 2020
So you want to buy a house? You probably know that you need to get a mortgage, but did you know that there are different types of mortgages? Different mortgage programs may offer different interest rates, mortgage insurance rules and regulations, credit and eligibility restrictions, and often times most important to buyers: down payment requirements. One […]
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Is a Zero Down Payment Mortgage Right for You?
November 2, 2020
There are many types of mortgages out there and figuring out which one is right for you can be a daunting task. One mortgage product that isn’t very well known but is perfect for many prospective home buyers is the USDA Loan Program. USDA Loans, also called Rural Development Loans or RD Loans, is a […]
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Mortgages for Veterans in Grand Rapids and West Michigan
November 2, 2020
If you are a Veteran or current member of the armed services there is a great loan program that you can take advantage of. This mortgage program is called the VA Loan. This loan is extremely popular due to its low interest rates, agreeable terms, and the fact that there is no required down payment. […]
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First Time Home Buyer’s Guide to Government FHA Loans
November 2, 2020
A recurring theme in our blogs is the fact that there are different types of mortgages. The two main types of loans that people think about are: Conventional Loans and Government Loans. Today we will be talking about one type of government loan that is especially popular among first time home buyers: FHA Loans. FHA […]
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Private Mortgage Insurance
October 28, 2020
What is private mortgage insurance? Does it matter? Some of the most common questions we get in the industry – this series walks buyers through private mortgage insurance and what it means for them. Click here to access the series. What is Mortgage Insurance? Mortgage insurance is a requirement for borrowers who elect to put […]