Government Loans to
Buy a House

April 12, 2024

Dreaming of owning your own home? Government loans could be the key to unlocking your homeownership goals. Designed to make buying a house more achievable, these loans offer benefits like lower down payments and more accessible qualification standards. Whether you’re a first-time home buyer or a veteran, exploring government-backed loan options can alleviate some of […]

USDA Eligibility Map

March 7, 2024

How to Qualify for a USDA Loan in Michigan? If you’re being pulled toward the attractive features of a USDA Loan, whether it’s the competitive interest rates or zero down payment opportunities catching your eye, it’s important to pinpoint your rural development eligibility before moving forward in the loan approval process. Eligible borrowers and their […]

USDA Appraisal & Inspection Requirements

March 7, 2024

When navigating the home-buying process, understanding appraisal and inspection requirements can be crucial, especially for those interested in a USDA Loan — specifically the Single Family Housing Guaranteed Loan Program. This article will guide you through what is needed and when these elements surface in the home-buying process.   What is a USDA Loan? USDA […]

The House Hacking Strategy, Explained

March 7, 2024

The House Hacking Strategy, Explained In a real estate landscape often dominated by hefty interest rates, daunting down payments, and generally towering housing costs, house hacking is a game-changer. Basically, this home buying strategy is when you buy a multi-family or single-family house and you live in one unit or room, renting out the remainder […]

The Best Homeowner Tax Deductions To Save You Money

February 27, 2024

If you are already a homeowner or planning to become one soon, it is important to understand which tax deductions you might be able to take advantage of. While you might not be able to get your money back for every can of paint you buy to paint your walls with, there are some other […]

What Home Improvements Are Tax Deductible 2026?

February 26, 2024

If you’re planning an extreme home makeover because you think you’ll be able to write off some of your improvements on your taxes, you might want to pump the brakes a bit. In general, home repairs and renovations aren’t typically eligible for tax breaks, credits, or deductions. Although, as with most things tax-related, there are […]

USDA Loan Calculator for Zero Down Payment

January 25, 2024

Understanding what your monthly mortgage payment will cost helps you plan your budget and prepare for homeownership. Using a loan calculator that accounts for the entire loan cost with no down payment will give you a more accurate idea of what your payments might look like.   What is a USDA Loan? A USDA Rural […]

Understanding and Disputing Property Taxes in Michigan: A Comprehensive Guide

January 19, 2024

Whether you’re a new homeowner or have been settled in your home for years, understanding property taxes is crucial for managing your finances effectively. In Michigan, the nuances of property tax assessments and the available avenues for disputes can be particularly intricate. This guide aims to explain these processes, offering clear, step-by-step advice on evaluating […]

How to Use a Cash-Out Refinance to Pay Off Debt

January 5, 2024

Many people think that a mortgage refinance exists to lower your payment—although this is a popular reason to refinance when interest rates drop below where you are currently at, the most common reason to refinance is actually to save money by consolidating debt. For example—if you have credit card debt that increases monthly at a […]

USDA Loan Requirements & Guidelines for 0% Down Mortgages

December 8, 2023

What are the Core Requirements for a USDA Loan? Longing for a life rooted in rural homeownership? Discovering the core requirements for a USDA Loan is your first step. USDA Loans, backed by the United States Department of Agriculture, require specific criteria for eligibility. To qualify, applicants must meet income limits, reside in designated rural […]