The Best Loan Programs in Michigan for First Time Homebuyers

March 7, 2024

Are you a first-time homebuyer exploring your options in Michigan? If so, you might be sifting through a sea of loan programs, down payment assistance options and requirements, minimum credit score parameters, Michigan home buyer incentives, interest rates, and pre-approvals, all on the quest to find the best loan program for you. The ins and […]

The Best Homeowner Tax Deductions To Save You Money

February 27, 2024

If you are already a homeowner or planning to become one soon, it is important to understand which tax deductions you might be able to take advantage of. While you might not be able to get your money back for every can of paint you buy to paint your walls with, there are some other […]

What Home Improvements Are Tax Deductible 2025?

February 26, 2024

If you’re planning an extreme home makeover because you think you’ll be able to write off some of your improvements on your taxes, you might want to pump the brakes a bit. In general, home repairs and renovations aren’t typically eligible for tax breaks, credits, or deductions. Although, as with most things tax-related, there are […]

USDA Loan Calculator for Zero Down Payment

January 25, 2024

Understanding what your monthly mortgage payment will cost helps you plan your budget and prepare for homeownership. Using a loan calculator that accounts for the entire loan cost with no down payment will give you a more accurate idea of what your payments might look like.   What is a USDA Loan? A USDA Rural […]

Understanding and Disputing Property Taxes in Michigan: A Comprehensive Guide

January 19, 2024

Whether you’re a new homeowner or have been settled in your home for years, understanding property taxes is crucial for managing your finances effectively. In Michigan, the nuances of property tax assessments and the available avenues for disputes can be particularly intricate. This guide aims to explain these processes, offering clear, step-by-step advice on evaluating […]

How to Use a Cash-Out Refinance to Pay Off Debt

January 5, 2024

Many people think that a mortgage refinance exists to lower your payment—although this is a popular reason to refinance when interest rates drop below where you are currently at, the most common reason to refinance is actually to save money by consolidating debt. For example—if you have credit card debt that increases monthly at a […]

USDA Loan Requirements & Guidelines for 0% Down Mortgages

December 8, 2023

What are the Core Requirements for a USDA Loan? Longing for a life rooted in rural homeownership? Discovering the core requirements for a USDA Loan is your first step. USDA Loans, backed by the United States Department of Agriculture, require specific criteria for eligibility. To qualify, applicants must meet income limits, reside in designated rural […]

USDA vs FHA Loans – Comparing Requirements & Benefits

December 8, 2023

—If you’re heading into homeownership, it’s important to understand the nuances of mortgage options, including the ins and outs of FHA (Federal Housing Administration) and USDA (United States Department of Agriculture) Loans. These government-backed loans serve different purposes, from accommodating a broad range of borrowers to catering specifically to those in rural areas, and it’s […]

The Local’s Guide to Moving to Grand Rapids

December 1, 2023

Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days.  Not to mention, buying a home is a costly commitment, so it’s important to find the right place. Grand Rapids is one of those cities that offers something for everyone. […]

2-1 Buydown Explained: Buy Down Interest Rate in Michigan

October 23, 2023

2-1 Buydowns are now available for Conventional and Government Loans in Michigan! We love finding new ways to “wow” our clients and get creative with our deals. We’re excited to offer this new option for home loans and give a unique advantage to buyers and sellers alike! TABLE OF CONTENTS: What is the 2-1 Buydown? […]