Navigating Election Years: Insights for Home Buyers and Real Estate Agents

July 24, 2024

As we approach another election year, the real estate market in West Michigan prepares for potential shifts and opportunities. At Treadstone Funding, we understand the importance of staying informed amidst the noise and uncertainties.   Stability Amidst Change Contrary to popular belief, election years typically do not drastically alter the overall real estate transaction numbers […]

Buying a Home For Mom, Dad, or Child Using the Family Opportunity Mortgage

July 9, 2024

Is the Family Opportunity Mortgage Right for You? The Family Opportunity Mortgage is a specialized loan program designed to assist families in overcoming financial barriers when purchasing homes for their disabled adult children or elderly parents who cannot afford a residence on their own. This program offers unique features such as low down payments and […]

Why Interest Rates
Rise and Fall

July 9, 2024

We want to share some insights about interest rates—how they change and what might happen. This should help explain why rates have been high recently and what could lead to them dropping.   Why Interest Rates Rise and Fall The Federal Reserve (the Fed) controls interest rates in the U.S. When the economy gets too […]

Understanding Unclaimed Property in Michigan

June 25, 2024

Unclaimed Property in Michigan If you’re thinking of buying a home in Michigan, you’ll want to exhaust every opportunity to ease the financial burden. Buying a home is a massive commitment and throughout the home buying process, it’s important to get all the money off the table and into your pockets. Unclaimed property in Michigan […]

Tax Ramifications for Buying & Selling a Home in Michigan

June 25, 2024

Buying or selling a home is a whirlwind filled with anticipation, imagining what’s to come, welcoming new beginnings — and lots and lots of paperwork. Whether you’re upgrading to your dream home, downsizing for a simpler life, or making an investment, the process of buying a home is decidedly exciting. But among that excitement, it’s […]

When to Refinance an
FHA Loan

June 25, 2024

When to Refinance an FHA Loan When it comes to managing your finances, knowing when to do refinance your FHA mortgage can make a significant difference in your long-term financial health. Refinancing can help you lower your monthly payments, reduce your interest rate, or even shorten the term of your loan. However, it’s not always […]

How Much House
Can You Afford?

May 22, 2024

Have you ever daydreamed about your perfect home? Perhaps it has a spacious kitchen, a cozy fireplace, or a backyard oasis. It’s easy to get lost in the dream, but the first step toward making it a reality is understanding how much house you can actually afford. A home purchase is one of the biggest […]

2024 Home Buying and Selling Trends in Michigan

April 16, 2024

The 2024 Home Buyers and Sellers Generational Trends Report, published by the National Association of Realtors®, serves as an invaluable resource, offering insights into the demographics of home buyers and sellers. It highlights the emerging trends among Gen Z entering the housing market and the strategic moves of the seasoned Silent Generation. Below, we’ve put […]

How and Why You Should Move to Michigan

April 15, 2024

From vast, rural landscapes to robust urban communities, Michigan offers a special something-for-everyone experience that can’t be replicated by any other state. Whether you’re drawn to the stunning shores of the Great Lakes, the bustling city life of Detroit, or the charm of its small towns, Michigan offers a diverse range of living experiences, making […]

FHA Qualifications in Michigan

April 12, 2024

Are you dreaming of owning a home in Michigan but worried about meeting the stringent requirements of traditional mortgages? FHA (Federal Housing Administration) programs in Michigan could be the perfect solution for you. These home loans are designed to make homeownership more accessible, especially for first-time buyers and those with less-than-perfect credit. These loans are […]