Self-Employed and Seeking a Mortgage? Here’s What You Need to Know

August 23, 2024

Self-employed individuals and small business owners don’t have to be bogged down by the tedium of punching a clock, reporting to a boss, or adhering to a strict 30-minute lunch break. Instead, they enjoy unlimited income potential, certain tax benefits, and the value of owning something that is their own. In true “every rose has […]

A Comprehensive Guide to Home Possible for Michigan Homebuyers

August 21, 2024

In a real estate market where homeownership can sometimes feel impossible, Freddie Mac’s Home Possible program makes buying a home possible (see what they did there?). In this comprehensive guide, we’ll dive into the details of the Home Possible loan program, exploring its benefits and eligibility criteria to help you make an informed decision about […]

6 Steps to Financial Freedom as a Student: Building Wealth Before Graduation

August 15, 2024

Being a college student comes with a lot of demands—balancing school, work, and the ever-present pressure of financial uncertainty. The purpose of you getting a college education is to set yourself up for a successful financial future, but you don’t have to wait to get started! With the right resources and guidance, you can start […]

Second Home Loan for Vacation Homes in Michigan

August 14, 2024

What Are the Benefits of Buying a Vacation Home? Cottage, cabin, beach house, family home, ranch, casita, or chalet— all are options for your home away from home! Vacation homes are a dream come true for many, but often require an extra investment of time and money. The investment may be greater, but the results […]

5 Simple Upgrades to Maximize the Sales Price of Your Home in Grand Rapids

July 30, 2024

Preparing to sell your home is so much more involved than finding a real estate agent, settling on a listing price, and creating the listing. Every move you make, even your potential home upgrades, should be carefully curated toward the demand of the Grand Rapids real estate market. From thoughtfully staging your home to making […]

What It’s Like to Live in Grand Rapids

July 29, 2024

Welcome to Grand Rapids, where history whispers through cobblestone streets, culture paints vibrant murals on every corner, and opportunity abounds. Nestled in the heart of Michigan, this city is more than just a destination—it’s a dynamic blend of tradition and innovation, a canvas where the arts flourish, and a community where you’ll find your place […]

Navigating Election Years: Insights for Home Buyers and Real Estate Agents

July 24, 2024

As we approach another election year, the real estate market in West Michigan prepares for potential shifts and opportunities. At Treadstone Funding, we understand the importance of staying informed amidst the noise and uncertainties.   Stability Amidst Change Contrary to popular belief, election years typically do not drastically alter the overall real estate transaction numbers […]

Buying a Home For Mom, Dad, or Child Using the Family Opportunity Mortgage

July 9, 2024

Is the Family Opportunity Mortgage Right for You? The Family Opportunity Mortgage is a specialized loan program designed to assist families in overcoming financial barriers when purchasing homes for their disabled adult children or elderly parents who cannot afford a residence on their own. This program offers unique features such as low down payments and […]

Why Interest Rates
Rise and Fall

July 9, 2024

We want to share some insights about interest rates—how they change and what might happen. This should help explain why rates have been high recently and what could lead to them dropping.   Why Interest Rates Rise and Fall The Federal Reserve (the Fed) controls interest rates in the U.S. When the economy gets too […]

Understanding Unclaimed Property in Michigan

June 25, 2024

Unclaimed Property in Michigan If you’re thinking of buying a home in Michigan, you’ll want to exhaust every opportunity to ease the financial burden. Buying a home is a massive commitment and throughout the home buying process, it’s important to get all the money off the table and into your pockets. Unclaimed property in Michigan […]