Tips to Getting your Offer Accepted

June 21, 2021

The housing market in many parts of the country is red-hot. With limited inventory and an influx of buyers taking advantage of the low interest rates, the market has seen an unprecedented level of competition. The Grand Rapids market is certainly no exception. The competition can feel daunting especially when homes sell for over asking […]

Summer Projects to Increase your Home’s Value

June 11, 2021

It’s officially Summer in West Michigan! For homeowners, the warmer weather means it’s time to get outside and tackle the projects and repairs that were put off during the Winter. It’s also arguably the best time to invest in your home’s exterior, yard, and outdoor spaces. When done right, outdoor spaces can be a personal […]

Marriage or Mortgage – Why Not Have Both?

April 5, 2021

Netflix’s newest reality hit, Marriage or Mortgage, showcases couples having to choose between two of most peoples’ biggest milestones and financial transactions – a mortgage and a wedding. The show has left many people pondering how to spend their hard-earned savings: on a down payment for a home or the ‘instragrammable’ wedding of their dreams. […]

How To Get A Mortgage When You’re Self-Employed

March 15, 2021

It’s no secret that the economy and workforce are changing. Right now, about 10% of the American workforce is made up of self-employed individuals. As this aspect of the workforce and economy changes, we wanted to break down what it takes for people who are self-employed, independent contractors, and business owners to get a mortgage. […]

The Do’s & Don’ts of the Home Buying Process

March 1, 2021

Considering that 87 percent of recent buyers financed their homes, most home buyers are likely to get a mortgage at least once in their lives. Just because most people go through the process, doesn’t make it simple or intuitive (NAR, 2020). That’s where highly trained Loan Officers come in – the one thing that people […]

Renting A Home or Apartment in Michigan

February 19, 2021

Renting can be a great step towards becoming a homeowner. It can teach you how to manage bills and give you some breathing room to save money for a down payment – renting can also give you the opportunity to live in an area before committing to purchasing a home there. However, depending on where […]

Bridge Loan Video Reel

December 11, 2020

The Treadstone Bridge Loan was designed to help buyers “bridge” the gap between buying and financing a new home, and selling their current home.

What is a VA Loan?

November 4, 2020

Treadstone offers US Veterans and surviving spouses, our VA Mortgage to purchase a home with zero down payment, no mortgage insurance, all at competitive interest rates.

Conventional Mortgages

November 2, 2020

So you want to buy a house? You probably know that you need to get a mortgage, but did you know that there are different types of mortgages? Different mortgage programs may offer different interest rates, mortgage insurance rules and regulations, credit and eligibility restrictions, and often times most important to buyers: down payment requirements. One […]

Is a Zero Down Payment Mortgage Right for You?

November 2, 2020

There are many types of mortgages out there and figuring out which one is right for you can be a daunting task. One mortgage product that isn’t very well known but is perfect for many prospective home buyers is the USDA Loan Program. USDA Loans, also called Rural Development Loans or RD Loans, is a […]