• Manufactured Homes

    Manufactured Homes

    April 27, 2022

    Manufactured homes provide the stability and comfort of a traditional home, but at more affordable prices. These unique types of homes are typically built in a factory then transported to their site. Financing manufactured homes utilizes other standard loan types, but with a specific set of qualifications. Whether you’re looking for a single wide or […]

  • HomeReady Loan

    HomeReady Loan

    May 15, 2020

    Designed for creditworthy, low-to-moderate-income borrowers, HomeReady loans are geared toward increasing the accessibility of homeownership. This loan was created based on research showing today’s homeowners have changed and offers financing for homes in low-income and disaster-impacted communities. Our HomeReady loans at Treadstone allow us to lend with confidence while expanding access to credit and supporting […]

  • Conventional Loan

    Conventional Loan

    May 15, 2020

    The most popular & common type of mortgage! At Treadstone, all our conventional loans offer fixed-rate programs with a variety of payment terms. Down payment options start as low as 3% for qualified consumers, but some may prefer a higher down payment to avoid mortgage insurance. A conventional loan gives you more flexibility when it […]

  • RD Loan

    RD Loan

    May 15, 2020

    Prefer pastures over pavements? A Rural Development (RD) loan, also known as a USDA loan, is ideal for buyers who want to buy homes in rural areas—with no down payment. While RD often falls under the radar and are underutilized by big banks, we see their value for buyers and lead in the RD lending […]

  • VA Loan

    VA Loan

    May 15, 2020

    While some companies offer veterans free donuts or a discounted appetizer platter on their birthday, we offer them clutch deals on home loans. Specifically, Treadstone offers US Veterans and surviving spouses, our VA Mortgage to purchase a home with zero down payment, no mortgage insurance, all at competitive interest rates. These perks amount to major […]

  • FHA Loan

    FHA Loan

    April 29, 2020

    Are you self-employed, a first-time buyer, or a borrower with non-traditional credit? An FHA loan may be perfect for you. FHA loans have no income limits, no geographic restrictions, and have liberal qualification requirements. Typically, FHA also offers a lower down payment, lower monthly insurance premiums, and lower closing costs. If you are looking for […]