Refinance

May 15, 2020

What is refinancing? Simply put, it’s getting a new mortgage to replace your current one. When you refi, your new loan will be paying off your original loan while your new monthly payment will be based on the new rate and terms you lock-in. One type of refi is a cash-out refinance. The maximum loan […]

Conventional Loan

May 15, 2020

The most popular & common type of mortgage! At Treadstone, all our Conventional Loans offer fixed-rate programs with a variety of payment terms. Down payment options start as low as 3% for qualified consumers, but some may prefer a higher down payment to avoid mortgage insurance. A conventional Loan gives you more flexibility when it […]

RD Loan

May 15, 2020

Prefer pastures over pavements? A Rural Development (RD) Loan, also known as a USDA Loan, is ideal for buyers who want to buy homes in rural areas—with no down payment. While RD often falls under the radar and are underutilized by big banks, we see their value for buyers and lead in the RD lending […]

VA Loan

May 15, 2020

While some companies offer veterans free donuts or a discounted appetizer platter on their birthday, we offer them clutch deals on home loans. Specifically, Treadstone offers US Veterans and surviving spouses, our VA Mortgage to purchase a home with zero down payment, no mortgage insurance, all at competitive interest rates. These perks amount to major […]

FHA Loan

April 29, 2020

Are you self-employed, a first-time home buyer, or a borrower with non-traditional credit? An FHA Loan may be perfect for you. FHA Loans have no income limits, no geographic restrictions, and have liberal qualification requirements. Typically, FHA also offers a lower down payment, lower monthly insurance premiums, and lower closing costs. If you are looking […]