Ingham County $30,000 Down Payment Assistance Program

July 30, 2026

At a Glance Eligible homebuyers may receive up to $30,000 toward a down payment and closing costs. The assistance is a zero-interest, deferred loan that may be forgiven after seven years for existing homes or twenty years for new construction. The home must be located within Ingham County and meet all program eligibility requirements. The […]

How to Buy Your First Rental Property: A Guide for Beginners

July 27, 2026

What You Need to Know Buying your first rental property is within reach. Lenders evaluate your finances, credit, and usually require 15-25% down payments. Michigan’s affordable prices and strong rental demand make it ideal for new property investors. Working with a local lender who understands investor loans is important. TABLE OF CONTENTS: What to Look […]

Michigan Is Winning on Affordability — And Our Buyers Are Proof

July 22, 2026

At a Glance Michigan remains one of the most affordable housing markets in the United States. Steady home price growth has helped many buyers build long-term equity. Affordable communities throughout Michigan continue attracting both homeowners and investors. Buying sooner may help buyers take advantage of today’s pricing before values continue to rise.   TABLE OF […]

Can You Buy a House at 20? Here’s How One Michigan Homebuyer Made It Happen

July 20, 2026

At a Glance: How one 20-year-old became a homeowner by purchasing a duplex What “house hacking” is and how it works Why buying a multifamily home can make homeownership more affordable How Treadstone Funding + Neighborhood Loans can help you explore your option   Buying a Home Doesn’t Always Look the Way You’d Expect Many […]

Should You Buy a House as a Single Buyer?

July 15, 2026

TABLE OF CONTENTS: Homebuying: Solo Edition The Benefits of Buying a House by Yourself Potential Challenges Buying By Yourself Doesn’t Mean You’re Buying Alone Best Programs When Buying a House on Your Own Tips for Buying a House by Yourself FAQs   Homebuying: Solo Edition Whether you’re single and have always had a goal of […]

How Michigan Buyers Use Seller Concessions to Reduce Upfront Costs

July 10, 2026

What to Expect in This Blog Post What seller concessions are and how they work How Michigan buyers use concessions to reduce closing costs How much sellers are allowed to contribute When concessions are most common in Michigan markets Why working with a knowledgeable lender matters   TABLE OF CONTENTS: What Are Seller Concessions? How […]

How 1099 Income Can Help You Qualify for a Mortgage in Michigan

July 7, 2026

What to Expect in This Blog Post How mortgages work for borrowers with 1099 income Why traditional loan guidelines can be challenging for self-employed buyers How a 1099 loan works and who it’s designed for Key features of Treadstone’s 1099 loan program Why working with an experienced lender matters   TABLE OF CONTENTS: Buying a […]

Pre-Qualification vs. Pre-Approval: What’s the Difference?

July 2, 2026

What to Expect in This Blog Post What mortgage pre-qualification means What mortgage pre-approval means The biggest differences between the two Which one sellers prefer When you should get pre-qualified or pre-approved Why working with Treadstone gives buyers an advantage   TABLE OF CONTENTS: Pre-Qualification and Pre-Approval Are Not the Same Thing What Is Mortgage […]

How Buying a Home for Your Elderly Parents Can Delay Nursing Home Care

June 5, 2026

What You Need to Know The Family Opportunity Mortgage allows qualified borrowers to purchase a home for aging parents using owner-occupied financing terms. Buying a home may help elderly parents maintain independence longer while postponing the need for a nursing home or assisted living facility. Compared to long-term care facilities, homeownership can provide greater flexibility […]

Moving to Grand Rapids, Michigan (2026): Top Things to Know

May 28, 2026

Grand Rapids, Michigan is one of the most underrated cities in the Midwest — and an increasingly popular destination for homebuyers and families relocating from larger metros. Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days. Buying a home […]