How 1099 Income Can Help You Qualify for a Mortgage in Michigan

July 7, 2026

What to Expect in This Blog Post How mortgages work for borrowers with 1099 income Why traditional loan guidelines can be challenging for self-employed buyers How a 1099 loan works and who it’s designed for Key features of Treadstone’s 1099 loan program Why working with an experienced lender matters   TABLE OF CONTENTS: Buying a […]

Pre-Qualification vs. Pre-Approval: What’s the Difference?

July 2, 2026

What to Expect in This Blog Post What mortgage pre-qualification means What mortgage pre-approval means The biggest differences between the two Which one sellers prefer When you should get pre-qualified or pre-approved Why working with Treadstone gives buyers an advantage   TABLE OF CONTENTS: Pre-Qualification and Pre-Approval Are Not the Same Thing What Is Mortgage […]

How Buying a Home for Your Elderly Parents Can Delay Nursing Home Care

June 5, 2026

What You Need to Know The Family Opportunity Mortgage allows qualified borrowers to purchase a home for aging parents using owner-occupied financing terms. Buying a home may help elderly parents maintain independence longer while postponing the need for a nursing home or assisted living facility. Compared to long-term care facilities, homeownership can provide greater flexibility […]

Moving to Grand Rapids, Michigan (2026): Top Things to Know

May 28, 2026

Grand Rapids, Michigan is one of the most underrated cities in the Midwest — and an increasingly popular destination for homebuyers and families relocating from larger metros. Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days. Buying a home […]

Is Treadstone Funding Open on Columbus Day / Indigenous People’s Day?

May 28, 2026

Treadstone Funding is open on Columbus Day/Indigenous People’s Day, Monday, October 12, 2026. Our team will be at their desks and ready to help. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing are open regular business hours. But before you call with a closing or a rate lock on the calendar, […]

Is Treadstone Funding Open on the Fourth of July?

May 28, 2026

Treadstone Funding is closed on Friday, July 3 and Saturday, July 4, 2026. Go enjoy the long weekend. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed both days. We’ll be back to full speed on Monday, July 6. Because July 4 falls on a Saturday this year, the […]

Is Treadstone Funding Open on Labor Day?

May 28, 2026

Treadstone Funding is closed on Labor Day, September 7, 2026. Enjoy the long weekend — you’ve earned it. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed on Monday, September 7. We’ll be back to full speed on Tuesday, September 8. If you’re in the middle of a home […]

What Credit Score Do You Need to Buy a House in Michigan?

May 25, 2026

Your credit score is one of the biggest numbers in your mortgage application, but it isn’t the whole story. Lenders use your credit score for a mortgage to gauge how likely you are to pay back what you borrow, and a stronger score can mean a lower interest rate (which could be tens of thousands […]

Qualifying for a Mortgage with Commission-Based Income

May 18, 2026

What to Expect in This Blog Post How commission income is evaluated for mortgage approval Documentation requirements and common pitfalls Loan options available for commission-based earners How to strengthen your application Why working with a lender experienced in variable income matters   Turning Commission Income Into Homeownership Getting paid on commission has its perks. Strong […]

Explaining the Principal Residence Exemption

May 15, 2026

What to Expect in This Blog Post What the Principal Residence Exemption (PRE) is How PRE lowers your property taxes in Michigan Who qualifies and how to apply Common mistakes homeowners make with PRE How working with a lender like Treadstone helps you plan beyond closing   A Tax Break Most Michigan Homeowners Don’t Want […]