Spanish-Speaking Mortgage Lender in Michigan

April 17, 2026

Treadstone Funding is a Michigan-based mortgage lender with Spanish-speaking Loan Officers on staff. If you prefer to discuss your home loan in Spanish, you can work directly with a Treadstone Loan Officer — no third-party interpreter, no translation service, and no communication delays. Treadstone has served West Michigan and Mid-Michigan homebuyers since 2003, with offices […]

Is Treadstone Funding Open on Bank Holidays?

April 15, 2026

Treadstone is open on several holidays when many banks, credit unions, and mortgage lenders are closed, including Martin Luther King Jr. Day, Presidents Day, Good Friday, Juneteenth, Columbus Day, and Veterans Day. If you’re trying to keep a deal moving on one of those days, we’re here. This guide covers when our offices are open, which […]

Is Treadstone Funding Open on Juneteenth?

April 15, 2026

Yes, Treadstone Funding is open on Juneteenth, June 19, 2026. If you have the day off and want to make progress on your home buying goals, we are here to help. Our office locations in Grand Rapids, Kalamazoo, Grand Haven, and Traverse City are fully open from 8:00 a.m. to 5:00 p.m. While many other […]

Guide to Homeownership & Mortgages During Divorce

April 15, 2026

At a Glance: Divorce settlements typically require either the sale or equity distribution from an existing marital home. To avoid complications or frustrations, talking to a mortgage professional early is important. You have more options than you think. Divorce isn’t typically a decision anyone takes lightly, and is more often the culmination of a lot […]

The Doctor Loan: Buying a Home with Medical Student Debt

April 6, 2026

You have spent years dedicated to your education and training. That means four years in undergrad, four in medical school, and possibly three to seven years in residency or fellowship. While friends may have already settled down and purchased homes, you have been pulling 80-hour work weeks. Now, as you transition into practice or move […]

How to Qualify for a Mortgage With Side Hustle Income

April 6, 2026

At a Glance Make sure your side hustle income is well-documented—save invoices, bank statements, and tax returns to strengthen your mortgage application. Keep your income consistent and organized in a separate account, so lenders like Treadstone can clearly see your side hustle earnings over time. Connect with a Treadstone Loan Officer early for personalized guidance […]

How to Buy a House When You’re Self-Employed

April 6, 2026

At a Glance Gather at least two years of personal and business tax returns, profit and loss statements, and bank statements before applying. Work with a Loan Officer early to identify the best loan options and address any gaps in your application. Maintain strong credit and manage your debt-to-income ratio to strengthen your approval chances. […]

Neighborhood News & Market Insights — Spring 2026

March 27, 2026

As we move through March in West Michigan, the housing market is starting to find its spring rhythm. With changing conditions and new opportunities emerging, it is a great time to stay informed on what is happening locally. In this edition, we are sharing a look at current market trends, along with helpful resources designed […]

What is the Opt-Out Pre-Screen and How to Opt-Out in 2026

March 18, 2026

At Treadstone, nothing makes us more frustrated than the fact that pulling a client’s credit report gives the 3 major credit bureaus the legal right to sell your information to other companies. You will also experience this when you open a credit card or finance a new car. Don’t worry — they don’t get your […]

How to Decide Between Renting vs Buying a House in Michigan in 2026

March 18, 2026

Making the jump from renter to becoming a first-time home buyer in Michigan can feel like a big commitment! While the feeling is real, buying a home can be hugely rewarding both financially and emotionally in the long run. Here’s our advice: Buy a home if you’re planning on staying in one place for more […]