Experience the Best of Grand Haven, Michigan

May 4, 2026

Welcome to Grand Haven! Welcome to Grand Haven! Tucked along the eastern shoreline of Lake Michigan, Grand Haven is a vibrant harbor town with a magnetic mix of natural beauty, waterfront charm, and small-town hospitality. Known for its historic boardwalk, iconic red lighthouse, and summer festivals, Grand Haven blends laid-back lake life with an active […]

Home Owner’s Guide to Gardening

May 3, 2026

It’s finally warming up in Michigan so that means it’s planting season! Gardens add so much life, color, and character to your home — not to mention it’s a major curb appeal boost. Personalizing your home’s outdoor landscaping is also a great way to encourage you to spend more time outdoors this summer. We know […]

What Are Closing Costs and Who Pays?

April 29, 2026

When it’s time to finalize your home purchase, there’s a final step that might catch you by surprise — closing costs. Understanding these costs can make a difference in your home buying experience, ensuring you’re well-prepared for the final expenses. Here’s a breakdown of what you need to know about closing costs in Michigan and […]

Spanish-Speaking Mortgage Lender in Michigan

April 17, 2026

Treadstone Funding is a Michigan-based mortgage lender with Spanish-speaking Loan Officers on staff. If you prefer to discuss your home loan in Spanish, you can work directly with a Treadstone Loan Officer — no third-party interpreter, no translation service, and no communication delays. Treadstone has served West Michigan and Mid-Michigan homebuyers since 2003, with offices […]

Is Treadstone Funding Open on Bank Holidays?

April 15, 2026

Treadstone is open on several holidays when many banks, credit unions, and mortgage lenders are closed, including Martin Luther King Jr. Day, Presidents Day, Good Friday, Juneteenth, Columbus Day, and Veterans Day. If you’re trying to keep a deal moving on one of those days, we’re here. This guide covers when our offices are open, which […]

Is Treadstone Funding Open on Juneteenth?

April 15, 2026

Yes, Treadstone Funding is open on Juneteenth, June 19, 2026. If you have the day off and want to make progress on your home buying goals, we are here to help. Our office locations in Grand Rapids, Kalamazoo, Grand Haven, and Traverse City are fully open from 8:00 a.m. to 5:00 p.m. While many other […]

Guide to Homeownership & Mortgages During Divorce

April 15, 2026

At a Glance: Divorce settlements typically require either the sale or equity distribution from an existing marital home. To avoid complications or frustrations, talking to a mortgage professional early is important. You have more options than you think. Divorce isn’t typically a decision anyone takes lightly, and is more often the culmination of a lot […]

What Home Improvements Are Tax Deductible 2026?

April 12, 2026

If you’re planning an extreme home makeover because you think you’ll be able to write off some of your improvements on your taxes, you might want to pump the brakes a bit. In general, home repairs and renovations aren’t typically eligible for tax breaks, credits, or deductions. Although, as with most things tax-related, there are […]

The Doctor Loan: Buying a Home with Medical Student Debt

April 6, 2026

You have spent years dedicated to your education and training. That means four years in undergrad, four in medical school, and possibly three to seven years in residency or fellowship. While friends may have already settled down and purchased homes, you have been pulling 80-hour work weeks. Now, as you transition into practice or move […]

How to Qualify for a Mortgage With Side Hustle Income

April 6, 2026

At a Glance Make sure your side hustle income is well-documented—save invoices, bank statements, and tax returns to strengthen your mortgage application. Keep your income consistent and organized in a separate account, so lenders like Treadstone can clearly see your side hustle earnings over time. Connect with a Treadstone Loan Officer early for personalized guidance […]