How to Buy Your First Rental Property: A Guide for Beginners

July 27, 2026

What You Need to Know Buying your first rental property is within reach. Lenders evaluate your finances, credit, and usually require 15-25% down payments. Michigan’s affordable prices and strong rental demand make it ideal for new property investors. Working with a local lender who understands investor loans is important. TABLE OF CONTENTS: What to Look […]

Michigan Is Winning on Affordability — And Our Buyers Are Proof

July 22, 2026

At a Glance Michigan remains one of the most affordable housing markets in the United States. Steady home price growth has helped many buyers build long-term equity. Affordable communities throughout Michigan continue attracting both homeowners and investors. Buying sooner may help buyers take advantage of today’s pricing before values continue to rise.   TABLE OF […]

Can You Buy a House at 20? Here’s How One Michigan Homebuyer Made It Happen

July 20, 2026

At a Glance: How one 20-year-old became a homeowner by purchasing a duplex What “house hacking” is and how it works Why buying a multifamily home can make homeownership more affordable How Treadstone Funding + Neighborhood Loans can help you explore your option   Buying a Home Doesn’t Always Look the Way You’d Expect Many […]

How Buying a Home for Your Elderly Parents Can Delay Nursing Home Care

June 5, 2026

What You Need to Know The Family Opportunity Mortgage allows qualified borrowers to purchase a home for aging parents using owner-occupied financing terms. Buying a home may help elderly parents maintain independence longer while postponing the need for a nursing home or assisted living facility. Compared to long-term care facilities, homeownership can provide greater flexibility […]

Moving to Grand Rapids, Michigan (2026): Top Things to Know

May 28, 2026

Grand Rapids, Michigan is one of the most underrated cities in the Midwest — and an increasingly popular destination for homebuyers and families relocating from larger metros. Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days. Buying a home […]

Is Treadstone Funding Open on Columbus Day / Indigenous People’s Day?

May 28, 2026

Treadstone Funding is open on Columbus Day/Indigenous People’s Day, Monday, October 12, 2026. Our team will be at their desks and ready to help. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing are open regular business hours. But before you call with a closing or a rate lock on the calendar, […]

Is Treadstone Funding Open on the Fourth of July?

May 28, 2026

Treadstone Funding is closed on Friday, July 3 and Saturday, July 4, 2026. Go enjoy the long weekend. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed both days. We’ll be back to full speed on Monday, July 6. Because July 4 falls on a Saturday this year, the […]

Is Treadstone Funding Open on Labor Day?

May 28, 2026

Treadstone Funding is closed on Labor Day, September 7, 2026. Enjoy the long weekend — you’ve earned it. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed on Monday, September 7. We’ll be back to full speed on Tuesday, September 8. If you’re in the middle of a home […]

What Credit Score Do You Need to Buy a House in Michigan?

May 25, 2026

Your credit score is one of the biggest numbers in your mortgage application, but it isn’t the whole story. Lenders use your credit score for a mortgage to gauge how likely you are to pay back what you borrow, and a stronger score can mean a lower interest rate (which could be tens of thousands […]

Qualifying for a Mortgage with Commission-Based Income

May 18, 2026

What to Expect in This Blog Post How commission income is evaluated for mortgage approval Documentation requirements and common pitfalls Loan options available for commission-based earners How to strengthen your application Why working with a lender experienced in variable income matters   Turning Commission Income Into Homeownership Getting paid on commission has its perks. Strong […]