Moving to Grand Rapids, Michigan (2026): Top Things to Know

May 28, 2026

Grand Rapids, Michigan is one of the most underrated cities in the Midwest — and an increasingly popular destination for homebuyers and families relocating from larger metros. Finding the right place to live, whether you’re looking for a cute starter home or a big family home, is no easy feat these days. Buying a home […]

Is Treadstone Funding Open on Columbus Day / Indigenous People’s Day?

May 28, 2026

Treadstone Funding is open on Columbus Day/Indigenous People’s Day, Monday, October 12, 2026. Our team will be at their desks and ready to help. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing are open regular business hours. But before you call with a closing or a rate lock on the calendar, […]

Is Treadstone Funding Open on the Fourth of July?

May 28, 2026

Treadstone Funding is closed on Friday, July 3 and Saturday, July 4, 2026. Go enjoy the long weekend. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed both days. We’ll be back to full speed on Monday, July 6. Because July 4 falls on a Saturday this year, the […]

Is Treadstone Funding Open on Labor Day?

May 28, 2026

Treadstone Funding is closed on Labor Day, September 7, 2026. Enjoy the long weekend — you’ve earned it. Our offices in Grand Rapids, Lansing, Traverse City, Marshall, and East Lansing will be closed on Monday, September 7. We’ll be back to full speed on Tuesday, September 8. If you’re in the middle of a home […]

What Credit Score Do You Need to Buy a House in Michigan?

May 25, 2026

Your credit score is one of the biggest numbers in your mortgage application, but it isn’t the whole story. Lenders use your credit score for a mortgage to gauge how likely you are to pay back what you borrow, and a stronger score can mean a lower interest rate (which could be tens of thousands […]

Qualifying for a Mortgage with Commission-Based Income

May 18, 2026

What to Expect in This Blog Post How commission income is evaluated for mortgage approval Documentation requirements and common pitfalls Loan options available for commission-based earners How to strengthen your application Why working with a lender experienced in variable income matters   Turning Commission Income Into Homeownership Getting paid on commission has its perks. Strong […]

Explaining the Principal Residence Exemption

May 15, 2026

What to Expect in This Blog Post What the Principal Residence Exemption (PRE) is How PRE lowers your property taxes in Michigan Who qualifies and how to apply Common mistakes homeowners make with PRE How working with a lender like Treadstone helps you plan beyond closing   A Tax Break Most Michigan Homeowners Don’t Want […]

Experience the Best of Grand Haven, Michigan

May 4, 2026

Welcome to Grand Haven! Welcome to Grand Haven! Tucked along the eastern shoreline of Lake Michigan, Grand Haven is a vibrant harbor town with a magnetic mix of natural beauty, waterfront charm, and small-town hospitality. Known for its historic boardwalk, iconic red lighthouse, and summer festivals, Grand Haven blends laid-back lake life with an active […]

Home Owner’s Guide to Gardening

May 3, 2026

It’s finally warming up in Michigan so that means it’s planting season! Gardens add so much life, color, and character to your home — not to mention it’s a major curb appeal boost. Personalizing your home’s outdoor landscaping is also a great way to encourage you to spend more time outdoors this summer. We know […]

What Are Closing Costs and Who Pays?

April 29, 2026

When it’s time to finalize your home purchase, there’s a final step that might catch you by surprise — closing costs. Understanding these costs can make a difference in your home buying experience, ensuring you’re well-prepared for the final expenses. Here’s a breakdown of what you need to know about closing costs in Michigan and […]