Credit Scores

January 31, 2023

How to Qualify for a Mortgage with Debt

March 5, 2022

Many people think that it is impossible to buy a house if you have debt. That is simply not true! Everyone has debt! It’s the type and amount of debt you have that will influence mortgage qualification. When it comes to personal debt and getting a mortgage, the main considerations are: How much debt do […]

Documentation Checklist

August 27, 2021

No guesswork necessary. Our documentation checklist lists everything you need for your mortgage in an easy to use, downloadable format.

Do’s & Don’ts

August 27, 2021

The mortgage process can be complicated. Our Do’s and Don’ts guide lays out exactly what you should and shouldn’t do to keep things simple.

Next Steps

August 27, 2021

Download our ‘Next Steps in Your Home Purchase’ for a step-by-step guide with what to expect throughout the process.

Loan Goals

August 27, 2021

What are your goals for your mortgage loan? Work through everything you want in a mortgage with this downloadable work sheet.

Homebuying Process

August 27, 2021

A step-by-step guide of the homebuying process and what to expect when you get a mortgage with Treadstone.

Gift Guidelines

August 27, 2021

To explain and simplify the process of receiving a gift toward your home purchase, we have laid out all the guidelines.

Bank Statements

August 27, 2021

One of the most important parts of processing a loan is our ability to prove that you have sufficient funds for closing, down payment, and/or financial reserves by meeting the following requirements. 

Bridge Loans

August 27, 2021

 The Treadstone Bridge Loan allows our customers to make an offer on a new home without being rushed to complete the sale of their current home.