HomeReady Loan

Increasing Homeownership Accessibility

Designed for creditworthy, low-to-moderate-income borrowers, HomeReady Loans are geared toward increasing the accessibility of homeownership. This loan was created based on research showing today’s homeowners have changed and offers financing for homes in low-income and disaster-impacted communities. Our HomeReady Loans at Treadstone allow us to lend with confidence while expanding access to credit and supporting sustainable homeownership.

If you’re looking to buy in a planned unit development, townhouse, condo, or single-family home, talk to us today and see if HomeReady is right for you.

  • As low as 3% down payment
  • Lower monthly mortgage insurance
  • Flexible funding for down payment and closing costs
  • Homeownership education class is required for first-time home buyers

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