HomeReady Loan

Increasing Homeownership Accessibility

Designed for creditworthy, low-to-moderate-income borrowers, HomeReady Loans are geared toward increasing the accessibility of homeownership. This loan was created based on research showing today’s homeowners have changed and offers financing for homes in low-income and disaster-impacted communities. Our HomeReady Loans at Treadstone allow us to lend with confidence while expanding access to credit and supporting sustainable homeownership.

If you’re looking to buy in a planned unit development, townhouse, condo, or single-family home, talk to us today and see if HomeReady is right for you.

  • As low as 3% down payment
  • Lower monthly mortgage insurance
  • Down payment can be a gift from acceptable sources and used for the down payment and closing costs
  • Homeownership education class is required to help buyers be ready to buy a home and be prepped for their new responsibilities (this course is easy to use and free!)

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