Because Your Business Speaks for Itself
Qualify using bank deposits, not tax returns.
The Bank Statement Loan is made for small business owners and self-employed borrowers. Instead of asking for tax returns, we will review your personal or business bank statements to measure income. This program helps self-employed buyers qualify more easily while keeping the process simple and flexible.
- 12 or 24 months of bank statements accepted
- Personal or business accounts can be used
- Loan amounts up to $3 million
- Credit scores starting at 620
- Up to 90% loan-to-value (depending on credit)
- Purchase, refinance, or cash-out options
- Primary homes, second homes, and investment properties allowed
