Turn Your Assets Into Buying Power
Qualify using bank deposits, not tax returns.
An Asset Depletion Loan is designed for borrowers who do not qualify for a home using traditional employment income but rather have a large amount of money in an asset account. Instead of asking for traditional income documents, we review your asset statements to measure income.
- Personal or business accounts can be used
- Loan amounts up to $3 million
- Credit scores starting at 620
- Up to 90% loan-to-value (depending on credit)
- Purchase, refinance, or cash-out options
- Primary homes, second homes, and investment properties allowed
