Loans

  • Non-Warrantable Vs. Warrantable Condos

    Non-Warrantable Vs. Warrantable Condos

    July 31, 2020

    Is buying a condo right for you? Condominiums, or condos, can be great alternatives to detached homes. City dwellers, singles, couples, seniors, and many others may find condos that suit their needs and budgets. Others may simply prefer low-maintenance living. Buyers who feel “priced out” of homes may discover condos offer an affordable homeownership alternative. […]

  • What Millennials Want in a Home

    What Millennials Want in a Home

    June 19, 2020

    It’s official: Millennials have taken over the housing market. Despite previous trends implying that millennials are uninterested in owning homes, people born between 1981 and 1997 will account for more than half of all mortgages in 2020 according to a Realtor.com study. Rising rent prices and the luring investment potential of homeownership has translated into […]

  • How We Are Generating New Ways To Do Business—Remotely!

    How We Are Generating New Ways To Do Business—Remotely!

    April 8, 2020

    In response to the COVID-19 pandemic, Treadstone and other real estate professionals are establishing/generating new ways to do business—remotely!  Our common goal is to keep transactions moving while keeping people healthy. At Treadstone, we pride ourselves on being nimble and evolving our business when the time calls for it—and that is just what we’ve done! […]

  • How The Mortgage Market & Interest Rates React To Covid-19 “Coronavirus”

    How The Mortgage Market & Interest Rates React To Covid-19 “Coronavirus”

    March 25, 2020

    With interest rates still hovering at or near record lows, many of our customers are asking two simple questions, why and how? To understand why interest rates are low, we first need to examine how interest rates are set. In the U.S., mortgage rates are typically based on the supply and demand for bonds and […]

  • What You Need To Do (& Know) To Get Mortgage Ready

    What You Need To Do (& Know) To Get Mortgage Ready

    March 24, 2020

    So, you’re ready to buy a new home, or you think you may be soon. There are many important things to contemplate before getting a mortgage. Buying a home is one of the biggest and most important purchases of your life and signing on for a 15- or 30-year mortgage payment can feel…daunting. But if […]

  • Knowing When it is Time to Downsize

    Knowing When it is Time to Downsize

    January 27, 2020

    Moving into a smaller home may feel like a step down, but it has a few upsides: saving money, saving time, and having less clutter in your life. According to a 2018 study by Fannie Mae, it is predicted that there will be a 42% increase in the number of older Americans exiting home ownership […]

  • Don’t Be Credit Score Driven

    Don’t Be Credit Score Driven

    September 17, 2019

    “What is the minimum credit score needed to get a mortgage loan?” “What credit score does someone need to qualify?” “Is a certain credit score needed to get a mortgage?” “What credit score does someone need to buy a house? Potential homebuyers, who do not feel confident with their credit scores, are simply not applying […]

  • Getting a Mortgage on A Second Home

    Getting a Mortgage on A Second Home

    August 9, 2019

    If you have ever thought about owning a place where friends and family can gather, or just a place to unwind and getaway, you’ve also thought about what it takes to finance that second home. First off, don’t let the term “second home mortgage” scare you. We can work with you to make this dream […]

  • I’m New in Town, Can I Get a Mortgage?

    I’m New in Town, Can I Get a Mortgage?

    June 5, 2019

    Relocating and buying a house in a new city doesn’t have to be a daunting task when you work with the right Realtor and Lender who can help you pre-plan.  To ensure you have an easy move, we have compiled some helpful tips, so you can better prepare for your upcoming move. The same basic […]

  • Your Guide to Homeownership

    Your Guide to Homeownership

    April 12, 2019

    One of the very first-steps towards homeownership is taking a solid look at finances and reaching out to a local lender. It is always exciting to hit the ground running to begin the home search, but there are a few tasks to cross off your list before you make that big Grand Rapids real estate […]

Down payment requirements, closing costs, and loan amounts are for illustrative purposes only; subject to credit qualification, not all applicants may qualify. Not a commitment to lend. Not affiliated with or endorsed by any government institution. Please contact us for an exact quote and for more information on fees and terms.

Treadstone Funding propelled by Neighborhood Loans NMLS 222982 “Illinois Residential Mortgage Licensee No. MB.6759826. For licensing information, go to www.nmlsconsumeraccess.org