Build your own dream home with zero down payment!
All it takes is one application, one closing and one loan. The construction-to-permanent loan combines the features of a construction loan with the benefits of a traditional long term mortgage. We achieve this with a single loan closing before construction begins. This program enables you to focus on the design and construction of your home without worrying about another loan qualification, a new appraisal and dual fees associated with a second loan, saving you time and money!
- Single Family detached, primary resident. Stick built and modular construction (no manufactured homes currently)
- 3 months reserves required
- Maximum 6% sellers concesions