Elk River Mortgage Lender

We strive to provide homebuyers with the best mortgage experience possible. We know every home loan is unique, and that’s why we leverage our expertise to meet your needs and ensure your success. We take pride in our exceptional customer service and support homebuyers of all kinds, providing you with the tools and knowledge necessary to become a well-informed homeowner. As a leading lender in Elk River, Minnesota, our trusted Loan Officers and strong pre-approval set us apart from the rest.


Elk River Loan Officer

Stop By & Say Hi!


17205 Yale Street NW, Suite D

Elk River, MN 55330

Home Loan Programs in Elk River

At Treadstone, we’re passionate about helping you find the perfect loan to make homeownership a reality! We offer a wide variety of home loan options in Minnesota, whether you’re a first-time home buyer or a seasoned homeowner. So go ahead, read up on our options below, or better yet, give us a call and let’s get started!

woman working from home with dog

Treadstone Advantages for Elk River Buyers

We offer a range of tools, services, and resources designed to support you far beyond the closing table. Our team is committed to providing expertise you need to make informed decisions and achieve your homeownership goals both now, and in the future. 

Elk River FAQs

Ready to begin your home buying journey? Our pre-approval is the key to your dream home. In fact, most homebuyers can’t even begin house hunting without a pre-approval, so don’t wait!

Our Elk River Loan Officers can get you can started on the path to homeownership with confidence.

Like gas prices, interest rates for Minnesota homes fluctuate often. It can vary weekly, daily, or hourly! To get an idea of where interest rates are today, below is a glimpse at interest rate trends.
Just remember: Interest rates for individual home loans are determined by several factors, such as broader market conditions or your individual credit profile. These rates do not represent a direct quote. You should expect your rate to vary from the ones listed below.


We’re proud to focus exclusively on residential lending in Elk River. In this niche, we’re able to provide a level of expertise and customer service that sets us apart from those who offer unrelated services. Our team is comprised of locals who are passionate about homeownership in the community, and we think you’ll notice the difference when you work with us!

Read more about what makes Treadstone one the best mortgage lenders in Minnesota

You can usually purchase a home in Elk River with a 0% down payment (or close to it) by using an RD or VA loan. While RD loans are typically reserved for homes in rural areas, VA loans are available for military service members or their surviving spouses to use anywhere.

Additionally, you might be able to qualify for down payment assistance, which could bring your down payment close to 0%. If you’re interested in learning more about zero-down loans, get in touch with one of our expert Loan Officers at Treadstone.

We believe that everyone should have the opportunity to achieve homeownership, regardless of their financial history. Whether you’ve experienced bankruptcy, short sales, foreclosures, or other financial troubles, we’re here to help. We have a range of programs and resources designed to help you achieve your goals.

Need a Lender or a Realtor?