Our Story

Good friends Kevin Polakovich (NMLS 138361) and Brendan O’Driscoll (NMLS 132530) founded Treadstone in 2003. Today they lead the premier local mortgage company in West Michigan. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally find Mabel (the Golden Retriever ) and Zeek ( the Labrador Retriever) here, too.

Our staff genuinely cares about our customers, all of whom we know by name. Becoming the premier local lender didn’t just happen: Treadstone provides superior customer service, on-time closings, and honest, open communication with our clients and agents, all of which means people like to do business with us. And we like to do business with them.

Realtors are also our clients and having strong relationships with them is important to us. Treadstone employees work hard to promote connection and camaraderie within the Realtor community, because we believe both of those factors contribute to a better mortgage experience for homebuyers.


Our mission is to help people buy homes with less hassle and more enjoyment by developing genuine relationships, applying a team-based approach to customer care, and providing sound advice.



Treadstone is dedicated to serving our clients, each other, and our community. To see how our culture of excellence makes a difference to home buyers, click here.



We offer 8 different kinds of loans because we understand that every borrowing situation is different. Our mortgage consultants are here to help you determine which loan best fits your needs. Click here to read more about the loans we offer.

our perks


Working with Treadstone saves you time, money, & headaches – click here to see how.